# Appleton Partners, Inc\.: Providing customized financial planning and investment solutions

> Appleton Partners builds relationships with its clients to deliver financial planning \& wealth management solutions that meet your unique needs\.

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## Pages
- [Investment Strategies](https://www.appletonpartners.com/advisor-partnerships/separate-account-solutions/)
- [Appleton Wealth Management Client Survey](https://www.appletonpartners.com/appleton-wealth-management-client-survey/)
- [Opt\-out preferences](https://www.appletonpartners.com/opt-out-preferences/)
- [Commitment to Community](https://www.appletonpartners.com/about-appleton/commitment-to-community/)
- [Investment Management](https://www.appletonpartners.com/wealth-management/investment-management/)

## Landing Pages
- [Client Appreciation Topgolf](https://www.appletonpartners.com/client-appreciation-topgolf/)
- [Client Appreciation Topgolf \- Thanks](https://www.appletonpartners.com/client-appreciation-topgolf-thanks/)

## Economic \& Market Commentaries
- [January Offers Headline Inflation Relief, Although Concerns Remain](https://www.appletonpartners.com/economic-commentary/january-offers-headline-inflation-relief-although-concerns-remain/): "Headline inflation came in a tenth better than expected at \+0\.2% with core in line at \+0\.3%\. Annualized inflation rates in turn fell to \+2\.4% and \+2\.5%, respectively\. The market seized on this report as further progress in the “last mile” fight against inflation; longer rates fell modestly, and the futures market began pricing in about a 50\-50 possibility of a third Fed Funds Rate cut before year\-end\.\.\."
- [2026 Municipal Sector Drivers](https://www.appletonpartners.com/economic-commentary/2026-municipal-sector-drivers/): 2026 Municipal Sector Drivers
- [Don’t Forget About Municipals](https://www.appletonpartners.com/economic-commentary/dont-forget-about-municipals-2/): "Uncertainty is the norm in the capital markets, yet municipal bond investors have recently been forced to grapple with unusually high levels\. Record YTD net issuance, monetary policy questions, and a recent government shutdown have all led to unsettled markets\.\.\."
- [Potential Fiscal Implications of New York City’s Election](https://www.appletonpartners.com/economic-commentary/potential-fiscal-implications-of-new-york-citys-election/): "New York City recently published the Comptroller’s monthly “By the Numbers” report that confirmed that YoY tax revenue collections for FY25 increased by $6\.1B \(\+8\.3%\) to $80\.3B\. Property taxes \(43% of total revenue\) rose 5\.4% YoY, while non\-property taxes surged by a combined 10\.6%\.\.\."
- [State Revenues and Municipal Credit Quality Are Holding Up Well](https://www.appletonpartners.com/economic-commentary/state-revenues-and-municipal-credit-quality-are-holding-up-well/): "Mirroring the resilient national economy, State tax revenues have followed a relatively positive trend, particularly after a short\-lived decline in late 2023 through early 2024\. The trailing\-twelve\-month growth rate of \+2\.4% as of August 2025 is not remarkable, but more than strong enough to support essential budgetary needs\.\.\."

## Coronavirus and the Markets
- [Coronavirus and the Fixed Income Markets](https://www.appletonpartners.com/coronavirus-and-the-markets/coronavirus-and-the-fixed-income-markets/)
- [Coronavirus and the Municipal Markets](https://www.appletonpartners.com/coronavirus-and-the-markets/coronavirus-crisis-the-municipal-markets/)
- [Municipal Credit Observations \- May 2020](https://www.appletonpartners.com/coronavirus-and-the-markets/municipal-credit-observations/)
- [Coronavirus and Municipal Credit](https://www.appletonpartners.com/coronavirus-and-the-markets/coronavirus-and-municipal-credit/)
- [Municipal Credit Observations – November 2020](https://www.appletonpartners.com/coronavirus-and-the-markets/municipal-credit-observations-november-2020/)

## Financial Planning Briefs
- [The Corporate Transparency Act Is Here\. Are You Prepared?](https://www.appletonpartners.com/planning-briefs/the-corporate-transparency-act-is-here-are-you-prepared/): "Are you or a family member the operator or manager of a Limited Liability Corporation \(“LLC”\), or a general partner of a Limited Partnership \(“LP”\)? Have you ever created an LLC to hold real estate or other investment assets? If so, new, more stringent reporting requirements brought on by the Corporate Transparency Act warrant attention\.\.\."
- [How Can Investors Optimize ESG Impact? It’s Personal\.](https://www.appletonpartners.com/planning-briefs/how-can-investors-optimize-esg-impact-its-personal/): "Appleton has always believed that achieving a client’s unique investment objectives demands active collaboration and a willingness to customize portfolios\."
- [2023 Retirement Plan Regulations and Related Planning Considerations](https://www.appletonpartners.com/planning-briefs/2023-retirement-plan-regulations-and-related-planning-considerations/): "As we begin a new year, a few changes to 2023 retirement account contribution limits are noteworthy\. An overview of these changes follows, although consultation with your Portfolio Manager or a tax professional is recommended before considering what options are right for you\."
- [Trusted Contacts](https://www.appletonpartners.com/planning-briefs/trusted-contacts/)
- [The Importance of Estate Planning](https://www.appletonpartners.com/planning-briefs/the-importance-of-estate-planning/)

## Quarterly Perspectives
- [Back to the Future: Will There Be a Balanced Strategy Resurgence?](https://www.appletonpartners.com/quarterly-overview/back-to-the-future-will-there-be-a-balanced-strategy-resurgence/): "Human nature often drives us to project forward what has most recently occurred, a phenomenon known as recency bias\. Placing too much emphasis on the immediate past can distort our perception of the future\. Behavioral finance tendencies of this nature are pervasive, and the last several years offer a good example\.\.\."
- [Bridging Wealth Transfer Communication Gaps](https://www.appletonpartners.com/quarterly-overview/bridging-wealth-transfer-communication-gaps/): "Psychological barriers often present financial planning challenges and managing one’s emotions can be a key ingredient in achieving long\-term success\. This dynamic typically considers factors such as accepting risk as an inherent element of return and in finding a balance that makes your personal asset allocation strategy effective\.\.\."
- [The Age of AI Is Upon Us: Implications For You and Appleton](https://www.appletonpartners.com/quarterly-overview/the-age-of-ai-is-upon-us-implications-for-you-and-appleton/): "Noteworthy years in the stock market tend to be associated with specific events or themes\. For veteran investors, 1987 invokes memories of “Black Monday,” while 1999 to 2001 will be forever linked with the “dot com” boom and bust\. While not quite as dramatic as those periods, this has been the year of artificial intelligence \(“AI”\), a technology that has surged into the public consciousness and rippled through the economy\.\.\."
- [Unlocking Portfolio Resilience Through Diversification](https://www.appletonpartners.com/quarterly-overview/unlocking-portfolio-resilience-through-diversification/): "As Harry Markowitz, the father of Modern Portfolio Theory, put it, “The only free lunch is diversification\.” This quote underscores one of the most fundamental principles of investing: managing risk and reducing volatility by spreading investments across assets and asset classes with distinct risk exposures\.\.\."
- [What Investors Can Learn from CEOs, Army Rangers, Pilots and Police](https://www.appletonpartners.com/quarterly-overview/what-investors-can-learn-from-ceos-army-rangers-pilots-and-police/)

## Review and Outlook
- [August 2026](https://www.appletonpartners.com/review-outlook/august-2026/): "The past month brought a suite of positive inflation releases\. Inflation was expected to have improved in the month of June, and releases met or exceeded expectations\. Falling energy prices during what proved to be a temporary lull in Iran hostilities were the main driver, but there were some interesting details as well; in particular, CPI inflation saw an unexpected drop in rental costs, and wireless phone services were one of the larger detractors\.\.\."
- [July 2026](https://www.appletonpartners.com/review-outlook/july-2026/): "The signing of a Memorandum of Understanding with Iran on June 17th may leave a lot of questions unsettled, and in the weeks since it has mostly held although tensions in the Middle East remain high and periodic flare\-ups have occurred\. But it provides the basis for a more stable ceasefire, and for negotiations toward a lasting peace\.\.\."
- [March 2026](https://www.appletonpartners.com/review-outlook/march-2026/): "For some time now our view has been that the labor markets are somewhat stronger and progress lowering inflation is somewhat weaker than the market consensus holds\. Nothing has fundamentally changed this view, but quite a lot happened in February that we think deserves attention\.\.\."
- [April 2026](https://www.appletonpartners.com/review-outlook/april-2026/): "While the war in Iran clouds the economic outlook, data released in March continues to support our view that the market has been worried about the wrong side of the Fed’s dual mandate\.\.\."
- [June 2026](https://www.appletonpartners.com/review-outlook/june-2026/): "May was a volatile month for Treasuries, with the 10Yr peaking at 4\.68% and the 30Yr hitting its highest level since 2007, at 5\.30%, before receding by month\-end\. Yields soared globally after a Japanese wholesale inflation report came in significantly hotter than expected, \+2\.3% on the month vs\. \+0\.8%, on surging oil and commodity prices\. Japan is the largest foreign holder of U\.S\. Treasuries, and the prospect of potential higher domestic yields changed the breakeven for holding overseas bonds, pressuring sovereign yields worldwide\.\.\."

## Wealth Management Review and Outlook
- [August 2026](https://www.appletonpartners.com/wealth-management-review-outlook/august-2026/): "The past month brought a suite of positive inflation releases\. Inflation was expected to have improved in the month of June, and releases met or exceeded expectations\. Falling energy prices during what proved to be a temporary lull in Iran hostilities were the main driver, but there were some interesting details as well; in particular, CPI inflation saw an unexpected drop in rental costs, and wireless phone services were one of the larger detractors\.\.\."
- [July 2026](https://www.appletonpartners.com/wealth-management-review-outlook/july-2026/): "The signing of a Memorandum of Understanding with Iran on June 17th may leave a lot of questions unsettled, and in the weeks since it has mostly held although tensions in the Middle East remain high and periodic flare\-ups have occurred\. But it provides the basis for a more stable ceasefire, and for negotiations toward a lasting peace\.\.\."
- [March 2026](https://www.appletonpartners.com/wealth-management-review-outlook/march-2026/): "For some time now our view has been that the labor markets are somewhat stronger and progress lowering inflation is somewhat weaker than the market consensus holds\. Nothing has fundamentally changed this view, but quite a lot happened in February that we think deserves attention\.\.\."
- [April 2026](https://www.appletonpartners.com/wealth-management-review-outlook/april-2026/): "While the war in Iran clouds the economic outlook, data released in March continues to support our view that the market has been worried about the wrong side of the Fed’s dual mandate\.\.\."
- [June 2026](https://www.appletonpartners.com/wealth-management-review-outlook/june-2026/): "May was a volatile month for Treasuries, with the 10Yr peaking at 4\.68% and the 30Yr hitting its highest level since 2007, at 5\.30%, before receding by month\-end\. Yields soared globally after a Japanese wholesale inflation report came in significantly hotter than expected, \+2\.3% on the month vs\. \+0\.8%, on surging oil and commodity prices\. Japan is the largest foreign holder of U\.S\. Treasuries, and the prospect of potential higher domestic yields changed the breakeven for holding overseas bonds, pressuring sovereign yields worldwide\. \.\."

## Charitable Events
- [Appleton Thrilled to Work with Catie’s Closet to Support Youth in Local Schools](https://www.appletonpartners.com/charitable-events/appleton-thrilled-to-work-with-caties-closet-to-support-youth-in-local-schools/): "For our third quarter initiative, Appleton Partners Community Engagement program partnered with Catie’s Closet, a non\-profit organization that focuses on providing students K\-12 with clothing and personal care items through their in\-school closet program\.\.\."
- [Appleton Partners Teams Up with Good Sports to Support Equitable Access to Youth Sports  ](https://www.appletonpartners.com/charitable-events/appleton-partners-teams-up-with-good-sports-to-support-equitable-access-to-youth-sports/): "Last quarter Appleton’s ACE program was thrilled to partner with Good Sports – a non\-profit whose mission is to drive equitable access in youth sports by working with organizations in high\-need communities by providing athletic equipment and gear\.\.\."
- [Appleton Partners with End Hunger New England](https://www.appletonpartners.com/charitable-events/appleton-partners-with-end-hunger-new-england/): "This January, Appleton’s Community Engagement program was thrilled to host Matt Martin, NE Development Coordinator for End Hunger New England \(EHNE\)\.\.\."
- [Appleton Brings Joy During The Holiday Season with Christmas in the City](https://www.appletonpartners.com/charitable-events/appleton-brings-joy-during-the-holiday-season-with-christmas-in-the-city/): "As 2025 came to an end, Appleton partnered with Christmas in the City to support their efforts bringing joy and holiday cheer to children and families experiencing homelessness and poverty in the greater Boston area\.\.\."
- [Appleton Thrilled to Work with Cradles to Crayons Boston](https://www.appletonpartners.com/charitable-events/appleton-thrilled-to-work-with-cradles-to-crayons-boston/): "Appleton was pleased to support Cradles to Crayons Boston through our ACE program\.  API colleagues collected and donated summer outfits for children struggling with clothing insecurity\.\.\."

## News \& Announcements
- [Appleton Partners Welcomes Robert A\. Krantz to Its Board of Advisors](https://www.appletonpartners.com/news-announcements/appleton-partners-welcomes-robert-a-krantz-to-its-board-of-advisors/): "Appleton Partners, Inc\. is pleased to announce that Robert Krantz has been named to the firm’s Board of Advisors\.\.\."
- [Jennifer M\. Hall, CFP®, AEP® Elected to BEPC’s Board of Directors](https://www.appletonpartners.com/news-announcements/jennifer-m-hall-cfp-aep-elected-to-bepcs-board-of-directors/): "Congratulations to Appleton’s Jennifer M\. Hall, CFP®, AEP® on being elected to the Boston Estate Planning Council’s board of At\-Large Directors\.\.\."
- [Caroline Schmidt, CFA Named to Smith’s Research \& Gradings 2025 Rising All\-Star Team](https://www.appletonpartners.com/news-announcements/caroline-schmidt-cfa-named-to-smiths-research-gradings-2025-rising-all-star-team/): "Appleton is proud to announce that Caroline Schmidt, CFA, was named to Smith’s Research \& Gradings 2025 All\-Star Municipal Analyst Awards as a member of the Rising All\-Star Team\.\.\."
- [Jennifer Hall, CFP®, AEP® Named 2025 Boston Estate Planning Council President's Award Recipient](https://www.appletonpartners.com/news-announcements/jennifer-hall-cfp-aep-named-2025-boston-estate-planning-council-presidents-award-recipient/)
- [Remembering Kathleen M\. Burge, Co\-Founder of Appleton Partners](https://www.appletonpartners.com/news-announcements/remembering-kathleen-m-burge-co-founder-of-appleton-partners/): "It is with great sadness and fond memories that Appleton announces that Kathleen \(“Kathy”\) Burge, a co\-founder and former executive of the firm, passed away at age 75\.\.\."

## Video Briefs
- [Appleton Market Minute \- June 2026](https://www.appletonpartners.com/videos/appleton-market-minute-episode-4/): "A series of short discussions aimed at sharing insight and perspectives concerning the municipal and taxable fixed income markets\. This episode will focus on the municipal yield curve and opportunities we see for advisors and their clients\. "
- [Appleton Market Minute \- April 2026](https://www.appletonpartners.com/videos/appleton-market-minute-april-2026/): A series of short discussions aimed at sharing insight and perspectives concerning the municipal and taxable fixed income markets\. This episode focuses on recent geopolitical events and the impact we've seen on the bond markets\.
- [Appleton Market Minute \- March 2026](https://www.appletonpartners.com/videos/appleton-market-minute-march-2026/)
- [Appleton Market Minute \- January 2026](https://www.appletonpartners.com/videos/appleton-market-minute/): Appleton Market Minute Episode 1 focuses on tax\-exempt credit conditions as highlighted in our recently published "2026 Municipal Sector Outlook\."
- [Appleton Muni Minute \- April 2025](https://www.appletonpartners.com/videos/appleton-muni-minute-april-2025/): A series of video briefs highlighting topical tax\-exempt market themes\.

## Webinars
- [SECURE Act 2\.0: What it Means for Retirement Planning](https://www.appletonpartners.com/webinar/secure-act-2-0-what-it-means-for-retirement-planning/): "This webinar discusses updates to the law and how those changes may affect your retirement planning options and opportunities\. Our team provides insight for you and your financial planning needs\."
- [Senior Care Decision\-Making \- Assisted Living and Nursing Home Care](https://www.appletonpartners.com/webinar/senior-care-decision-making-assisted-living-and-nursing-home-care/): "Appleton Partners continued our financial planning webinar series with a two\-part event focusing on Senior Care Decision\-Making and how to approach planning for such life stage needs\."
- [Senior Care Decision\-Making: Aging\-in\-Place and Independent Living](https://www.appletonpartners.com/webinar/senior-care-decision-making-aging-in-place-and-independent-living/): "Appleton Partners is pleased to continue our financial planning webinar series with a two\-part event focusing on Senior Care Decision\-Making and how to approach planning for such life stage needs\."
- [Women \& Wealth Management: Moving Forward After Later in Life Divorce or Loss of a Spouse](https://www.appletonpartners.com/webinar/women-wealth-management-moving-forward-after-later-in-life-divorce-or-loss-of-a-spouse/): "In this webinar, Kelly McKernan, SVP and Wealth Manager, looks at the ever\-growing need for women to address a myriad of potential financial planning issues in the event of loss of a spouse or later in life divorce\. She offers insights on issues that may arise and discusses how one might navigate such transitions\.\.\."
- [Financial Planning Implications of COVID\-19](https://www.appletonpartners.com/webinar/financial-planning-implications-of-covid-19/): "The SECURE Act and CARES Act represent important recent legislation with potential implications for individuals and small businesses\."

## Team Members
- [Megan E\. McKenna](https://www.appletonpartners.com/team/megan-e-mckenna/)
- [Gregory A\. Lally](https://www.appletonpartners.com/team/gregory-a-lally/)
- [Elena Erdekian](https://www.appletonpartners.com/team/elena-erdekian/)
- [Robert A\. Krantz](https://www.appletonpartners.com/team/robert-a-krantz/)
- [Michael Howard, Esq\., IACCP®](https://www.appletonpartners.com/team/michael-howard/)

## Categories
- [Wealth Management](https://www.appletonpartners.com/category/wealth-management/)
- [Research \& Trading](https://www.appletonpartners.com/category/research-trading/)
- [Sales \& Marketing](https://www.appletonpartners.com/category/sales-marketing/)
- [Operations \& Technology](https://www.appletonpartners.com/category/operations-technology/)
- [Inst\. Portfolio Mgt\.](https://www.appletonpartners.com/category/inst-portfolio-mgt/)

## Optional
- [Sitemap index](https://www.appletonpartners.com/sitemap_index.xml)