Financial Planning Solutions: Because Each Relationship is Unique
No two clients are the same. That’s why we believe in customized, objective-based personal financial planning. Our multifaceted, often multi-generational, relationships are built on a foundation of trust and commitment. From portfolio management to charitable giving, trusts to wealth transfer, we seek to understand your needs and develop high-impact wealth management solutions.
Asset Accumulation
- Establish goals and track progress
- Set up account structure
- Assist in managing family wealth dynamics
- Rebalance and reallocate as circumstances change
Asset Allocation Strategies
- Develop risk profile and capital appreciation expectations
- Implement risk-return and asset class frameworks
- Evaluate opportunities and risks
- Utilize planning tools
Estate Planning
- Coordinate and review documentation
- Execute multi-generational planning and wealth transfer strategies
- Manage fiduciary and trustee services
- Interface with legal advisors
- Provide wealth protection
- Establish external trust company relationships for irrevocable trusts
Philanthropy & Legacy Planning
- Execute charitable trust, gifting and other philanthropic strategies
Retirement & Income Planning
- Assess current and future income needs
- Plan expenses and execute associated portfolio alignment
- Develop distribution and retirement planning strategies
Educational Savings
- Provide guidance on 529 plans and other educational savings options
Tax Efficiency
- Interface with CPAs, tax, and estate planning attorneys
- Provide expertise in municipal and other tax-efficient investment strategies
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Our clients look for us to guide them through a myriad of planning complexities. We partner with our clients and their advisors to simplify and add value to their financial future.
James M. O’Neil Jr., Esq., AEP®
Senior Vice President / Managing Director of Private Client Services
