Financial Planning Solutions: Because Each Relationship is Unique

No two clients are the same. That’s why we believe in customized, objective-based personal financial planning. Our multifaceted, often multi-generational, relationships are built on a foundation of trust and commitment. From portfolio management to charitable giving, trusts to wealth transfer, we seek to understand your needs and develop high-impact wealth management solutions.

Asset Accumulation

  • Establish goals and track progress
  • Set up account structure
  • Assist in managing family wealth dynamics
  • Rebalance and reallocate as circumstances change

Asset Allocation Strategies

  • Develop risk profile and capital appreciation expectations
  • Implement risk-return and asset class frameworks
  • Evaluate opportunities and risks
  • Utilize planning tools

Estate Planning

  • Coordinate and review documentation
  • Execute multi-generational planning and wealth transfer strategies
  • Manage fiduciary and trustee services
  • Interface with legal advisors
  • Provide wealth protection
  • Establish external trust company relationships for irrevocable trusts

Philanthropy & Legacy Planning

  • Execute charitable trust, gifting and other philanthropic strategies

Retirement & Income Planning

  • Assess current and future income needs
  • Plan expenses and execute associated portfolio alignment
  • Develop distribution and retirement planning strategies

Educational Savings

  • Provide guidance on 529 plans and other educational savings options

Tax Efficiency

  • Interface with CPAs, tax, and estate planning attorneys
  • Provide expertise in municipal and other tax-efficient investment strategies

Our clients look for us to guide them through a myriad of planning complexities. We partner with our clients and their advisors to simplify and add value to their financial future.

James M. O’Neil Jr., Esq., AEP®

Senior Vice President / Managing Director of Private Client Services